Author Archives: Lynn Daniels

Your Credit Rating Is Determined By Your Credit Score

Many consumers tend to a credit score and credit rating confused at times. They are totally different things that are directly connected to each other. A credit score is a number given by the credit bureaus that indicates the risk of giving someone a loan. A credit report is the summary of the consumer’s credit history and credit rating. Many financial institutions and some employers will determine eligibility by the report and score combined.